In Missouri, an SR‑22 (Certificate of Financial Responsibility) is required when a driver’s license has been suspended for certain offenses such as a motor‑vehicle accident judgment, false insurance, or other mandatory‑insurance violations. The Department of Revenue explains that the SR‑22 is a form filed by the driver’s insurance company to prove the vehicle is covered […]

In Mississippi, a driver who is at fault in an accident that results in death, personal injury, or at least $1,000 in property damage and who did not have liability insurance at the time must obtain liability coverage and file proof of insurance using Form SR‑22. The SR‑22 must demonstrate the state‑required minimum liability limits […]

In Minnesota, an SR‑22 (referred to as a Certificate of Financial Responsibility) is required when a driver’s privileges have been revoked for a lack of insurance or certain serious traffic offenses. The driver must file the insurance certificate (PS35016) with the Commissioner of Public Safety, completed by an authorized representative of the insurance company. The […]

In Michigan, the Secretary of State requires a Certificate of Financial Responsibility (the state’s version of an SR‑22) when a driver’s license is suspended because of an uninsured‑at‑fault judgment. If the judgment remains unpaid, the driver’s license stays suspended until the judgment is paid in full. To obtain a financial‑responsibility restricted driver’s license, the driver […]

In Maryland, drivers who have had their license suspended for insurance‑related reasons must provide proof of ongoing vehicle insurance through the Maryland Vehicle Insurance Certification (Form FR‑19). The certification can only be issued by a licensed insurance company or its authorized agent, is valid for 30 days, and must be submitted electronically (eFR‑19) or via […]