In Mississippi, a driver who is at fault in an accident that results in death, personal injury, or at least $1,000 in property damage and who did not have liability insurance at the time must obtain liability coverage and file proof of insurance using Form SR‑22. The SR‑22 must demonstrate the state‑required minimum liability limits of $5,000 for property damage, $10,000 for any one person injured or killed, and $20,000 for any two persons injured or killed.
To reinstate a suspended or revoked license, the driver must provide the required SR‑22 proof, satisfy any court‑ordered obligations, and pay the applicable reinstatement fee. Fees are $175 for DUI or implied‑consent violations, $25 for child‑support related suspensions, and $100 for all other suspensions. Payment must be made by cashier’s check payable to the Department of Public Safety, and the check must be mailed to the designated Driver Records or Safety Responsibility unit. Once the SR‑22 is on file and the fee is paid, the license can be reinstated according to the department’s procedures.