Frequently Asked Questions

1. How much will my car insurance cost with an SR22?

  • The SR22 will cost you a filing fee, of about $25-$50.
  • The reason for SR22 could impact you car insurance premium.
  • If an SR22 is needed for driving with no car insurance, it will not affect
    your insurance rates, as much as a DUI.
  • Your state DMV could charge a reinstatement fee in addition to the SR22
    filing fee.

2. Can I get an SR22 if I do not own a car?

  • Yes, you will need to purchase a non-owners liability insurance policy
    with an SR22. We offer low rates on non-owners car insurance.
  • An owners policy is usually a little cheaper than a now owners policy.

3. What is SR22 insurance?

  • An SR22 is not an insurance policy, it is a form to be filed by an insurance
    company with the state DMV to provide proof of current liability car insurance.

4. What is an SR26?

  • If you have an SR22 on your car insurance policy and your policy cancels,
    the insurance company sends the DMV a form called an SR26, letting them know
    your policy has lapsed.

5. How long do I need to file an SR22?

  • Usually, between 1 to 3 years. Depending on why you need an SR22.
  • If you do not own a vehicle and need an SR22 to get you license reinstated,
    you will be required to purchase a non owners insurance policy with an SR22.

6. What if my policy cancels?

  • The company is required to send the state DMV notice that your
    policy canceled.
  • If the SR22 is still required to keep your license from being suspended,
    the state will suspended your license.

7. How much will my car insurance cost with an SR22?

  • Your insurance is based on several factors, some of which are age, years
    licensed and driving record to mention a few.
  • The SR22 will only cost you the filing fee, usually about $25-$50.
  • The reason you need an SR22 could impact you car insurance premium.
  • For example, if you need an SR22 for driving with no insurance, it will
    not affect your insurance rates as much as someone who needs an SR22 filing
    for a DUI.
  • Best thing to do is start getting quotes and compare several companies.
  • You can start by seeing what we can offer you.

8. What is a non owners SR22 policy?

  • It is a liability only car insurance policy for persons who are required
    to carry an SR22.