In Minnesota, an SR‑22 (referred to as a Certificate of Financial Responsibility) is required when a driver’s privileges have been revoked for a lack of insurance or certain serious traffic offenses. The driver must file the insurance certificate (PS35016) with the Commissioner of Public Safety, completed by an authorized representative of the insurance company. The certificate demonstrates that the driver maintains liability coverage for one calendar year; individuals without a vehicle can satisfy the requirement by being listed on an existing policy or by purchasing a non‑owner/operator policy.
To have a suspended or revoked license reinstated, the driver must first receive the DVS notice listing the reinstatement conditions. These include providing the completed insurance certificate, paying any reinstatement fees (which can be paid online using a valid bank account and routing number; credit/debit cards are not accepted), and satisfying any additional requirements such as completing the suspension period or visiting a local exam station if directed. All required documents can be mailed, faxed, or submitted online through the DVS portal.