In Nebraska, an SR‑22 (Certificate of Financial Responsibility) is the only form of proof of insurance accepted by the Department of Motor Vehicles for certain serious driving offenses. Drivers whose licenses have been revoked for point accumulation (12+ points within two years), court convictions for no proof of insurance, court‑ordered revocations, certain accident suspensions, or unsatisfied judgments must obtain an SR‑22. Non‑owner drivers also need a non‑owner policy if they do not own a vehicle.
The filing is handled by the driver’s insurance company, which may submit the SR‑22 electronically or mail/personal‑deliver a paper filing to the DMV. The DMV does not accept faxes or photocopies. The SR‑22 (and the underlying liability coverage) must be in effect on the date the driver meets all reinstatement requirements and must be maintained for the period specified: three years for point revocations, no‑proof‑of‑insurance, and court‑ordered revocations; only on the date of license reinstatement for accident suspensions and unsatisfied judgments. Drivers are directed to the DMV’s online reinstatement/client portal to check any applicable fees and complete the reinstatement process.