You can contact your state department of motor vehicles. Click here for DMV links. This is probably the best way. By contacting the DMV, if your license is suspended you can find out what you need to do to get your license reinstated. You may need to file an sr22 certificate, pay a reinstatement fee […]
What is FR44 insurance?
FR44 insurance is similar to sr22 insurance but typically it is required for more serious violations. An FR44 form is not insurance, it is a form endorsed to your auto insurance policy, and filed with the state department of motor vehicles. An fr44 filing is typically for the worst driving offenses such as maiming or […]
Liability auto insurance coverage explained.
Most states require all drivers to carry liability auto insurance. Liability auto insurance covers the driver should they cause an at fault accident. The driver would have coverage up to the limits of the policy. Policy limits vary from minimum coverage up to high limits. In this example, the policy limits would read 25000/50000/25000. It […]
Texas High Risk Auto Insurance
Texas drivers convicted of driving without auto insurance or driving while intoxicated can have their driver license suspended. If your Texas driver license is suspended, you will be required to file an sr-22 and will be considered a high risk driver. Driving while intoxicated (DWI) and driving without auto insurance in Texas carries severe fines […]
What is state minimum auto insurance?
Every state requires drivers to carry auto insurance on their vehicles. State minimum coverage is exactly that, it is the minimum amount of liability auto insurance required by state law. Each state has it’s own state minimum auto insurance coverage limits. State minimum auto insurance is going to be the cheapest liability policy. It may […]