In Texas, an SR‑22 (Financial Responsibility Insurance Certificate) is required by the Texas Transportation Code Chapter 601 for drivers whose privileges have been suspended due to a crash, a second or subsequent conviction for driving without insurance, a civil judgment from a crash, or when a security deposit is placed with the Department. Common triggering offenses include Driving While Intoxicated, drug offenses, driving with an invalid license, and multiple no‑insurance convictions. The SR‑22 must be filed by the driver’s insurance carrier; the insurer electronically notifies the Department and the filing is considered valid only when the state receives the certificate. Drivers without a vehicle can obtain a non‑owner SR‑22 policy.
The Department requires the SR‑22 to be maintained for two years from the date of the most recent conviction or judgment. Processing can take up to 21 business days. To reinstate a suspended license, the driver must submit a valid SR‑22 and pay a $100 reinstatement fee, along with any other outstanding fees. If the SR‑22 lapses, the license is re‑suspended and a new SR‑22 plus another $100 fee will be required. The DPS provides an online License Eligibility webpage to verify receipt of the SR‑22.