In Oregon, an SR‑22 (Certificate of Financial Responsibility) serves as proof that a driver has the required motor‑vehicle liability insurance. The state mandates an SR‑22 for several situations, including being involved in an uninsured crash, owning a vehicle involved in such a crash, convictions for driving uninsured or for DUII, and when applying for a hardship permit. The filing must be issued by an insurance company licensed in Oregon and is considered effective on the date the DMV receives the certificate during regular business hours. Drivers must keep the SR‑22 on file until the state’s requirement ends; failure to do so results in suspension of driving privileges.
To reinstate a suspended license, the driver must ensure the SR‑22 is on file before the suspension takes effect, pay any applicable reinstatement fee (available online via DMV2U), and satisfy any additional conditions tied to the underlying violation, such as completing a DUII treatment program, installing an ignition interlock device, and submitting a 90‑day no‑negative report after the device period. The DMV will lift the suspension once these requirements are met and the SR‑22 is confirmed.