Every state requires drivers to carry auto insurance on their vehicles.
State minimum coverage is exactly that, it is the minimum amount of liability auto insurance required by state law.
Each state has it’s own state minimum auto insurance coverage limits.
State minimum auto insurance is going to be the cheapest liability policy.
It may not provide adequate coverage, but it will keep you legal.
Being insured under a state minimum policy is much better than driving without insurance.
The fines and penalties for driving without auto insurance are steep and differ between states.
If you are looking to get auto insurance as cheap as possible to stay legal, state minimum auto insurance coverage is what you want.
Some auto insurance companies specialize in and only sell state minimum coverage.