An sr22 is not insurance

An sr-22 is not insurance, but a document that when in force provides proof a driver is currently covered by a state minimum liability insurance policy. Filings are not needed by all drivers.

Some states require the filing for drivers who have been convicted of certain traffic offenses such as a DUI, DWI, driving on a suspended license, driving without insurance or are in an at fault accident without insurance.

Visit our sr22 questions page for more information.

If you are notified you need to file an sr22 certificate, check with your insurance company to see if they can file an sr22 form on your current policy.

It is advisable to shop around for sr22 auto insurance quotes from other providers as well.

Our website offers agents and companies that specialize in find affordable sr22 car insurance.

Once you are approved by your department of motor vehicles, begin the process of reinstating your driving privileges.

Start by finding car insurance with the sr22, pay your reinstatement fees and your driver license suspension will be lifted and your driver license reinstated.

The process usually takes about 10 days, until you actually receive the notice of reinstatement also known as a clearance letter in the mail from your state department of motor vehicle office; the driver license suspension is still in force.

Failure to pay you car insurance premium, will result in your policy being canceled and another form called an SR26 being issued and sent to the department of motor vehicles notifying them the policy has lapsed or canceled and will result in a new suspension being placed on your driver license again and you will need to start the process all over, including paying the fees again.

Auto insurance will probably cost more; the cost is based on why you need the filing.

A major offense like a DUI, DWI or driving on a suspended license will affect your car insurance premium more adversely than a no insurance ticket will.

The filing fee should be around 25 to 30 dollars.

Reinstatement fees charged by the state are much higher and vary by state.

How long an sr22 is needed depends on the reason why it is needed and state laws.

Solid advice when buying any policy is to get quotes from multiple companies.

The internet is an excellent way to search for cheap quotes. is one of the many websites that can help you find car insurance companies that specialize in SR22 filings and high risk coverage.

Getting sr22 quotes online can save valuable time and effort when you get your driver license reinstated.